The general public seems to think that car wrecks won’t happen to them or that if they do get in an accident, the insurance agency will bend over backward to help them. A lesser-known fact is that each insurance company has its legal team not necessarily to help fight for their customer’s legal rights but protect themselves. For this reason, you must have your lawyer if you get into an accident to “level the playing field.” Facing the entire legal team of the insurance company on your own could be daunting, especially when you consider that their job day in and out is to save the company money.
Just like the old saying goes, “he who represents himself has a fool for a client.” This saying is supported by The insurance Research Council who found that those who hire an attorney will, on average, get 3 to 3.5 times more money than those who attempt to settle on their own. In most cases, if you try to fight the insurance company alone, they will offer you the minimal settlement amounts available to make you go away. They are not working with your best interest at heart, and they are focused on something completely different, their bottom line. They are a business, after all, and they must ensure they are not losing money!
The common misconception is that the insurance companies are there for you. The sad truth is, they only have one objective: make money for their shareholders. This is why it is so vital to “lawyer up,” as they say, as soon as possible after you are injured in a wreck. Doing so will help ensure you get the compensation you deserve.