Utah has around 50,000 motor vehicle accidents each year on our public roadways. This results in over 20,000 injured people and around 240 unfortunate deaths. Insurance companies report the average yearly claim values more than $3,000 for property damage and $15,000 for personal injury. Ideally, everyone who is injured gets a fair settlement with little to no headaches. The truth is the things are not always that simple. It is up to the victims to prove the value of their claim. This includes addressing things like medical costs, pain and suffering and so forth. This article is going to cover the basics and how to have a successful personal injury claim after a car accident.
Personal Injury Claim Basics
Utah requires all car owners to carry personal injury protection, known as (PIP) insurance. This amount has a minimum of $3,000 worth of coverage to handle medical costs, loss of income and other related expenses if you’re injured in an accident. Insurance policies such as these are referred to as “no-fault insurance” because it pays for your injuries no matter what party was at fault in an automobile accident.
But what about the responsible party?
This is generally the point where things can get tricky. Filing a claim with the other driver’s insurance company is not as easy as collecting PIP from your own insurance provider. In order to get a fair settlement most people need to prove.
- The other driver caused the accident
- The accident caused the injuries
- The cost of medical care, related expenses, time lost from work and pain and suffering
The stakes are always high when it comes to getting fair compensation after an accident. The ramifications can range from mildly inconvenient, to catastrophic and life-altering. You and your family shouldn’t have to suffer due the negligence of poor judgment of another. People on average receive settlement offers ranging from 50 to 100 percent higher than they would be representing themselves. If you or a loved one has been involved in a car accident in Utah consider calling The Law Offices of Roberto Hernandez. Our attorneys have years of experience helping the local community get their lives back on track after a car, truck, pedestrian or motorcycle accident.
The information provided on this website is for informational purposes only. This website contains general information relating to areas of law familiar to our firm. The information should not be construed as legal advice or other professional advice. You should not rely on the contents of this website as such. Participation on this website does not create any kind of attorney-client relationship. If you need legal advice or representation, please contact my office and I would be pleased to discuss your case with you and see if my firm can help.