Do You Need a Lawyer to File a Car Insurance Claim in Utah?

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Filing a car insurance claim may seem like a straightforward process, but the reality can be quite daunting. The question that frequently arises is, “Do I need a lawyer to file a car insurance claim?” The answer lies in the complexity of your situation. While it’s not a requirement to have a lawyer, having the […]

Why Insurance Agencies May Deny A Claim

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Insurance companies are in business to make money. As such, they need to minimize their financial risk as much as possible. When an accident occurs that results in a claim being filed with the insurance company, there is always the possibility that the insurance company may deny the claim for one reason or another. Why […]

10 Things You Should Never Say to an Insurance Adjuster

insurance-adjuster

If you have been in an accident, you will likely be contacted by an insurance adjuster. This person is responsible for assessing the damage to see if your claim is valid. It is important to remember that the insurance adjuster works for the insurance company, not for you. If you say the wrong thing, you […]

Posting on Social Media Can Damage Your Case

It is natural to use social media to provide updates on your life. Making a simple post with images and a few lines of text is a quick way to update family and friends. If you have carefully crafted your social media channels, it can feel like a safe sharing space. It is important to […]

What You Shouldn’t Say To An Insurance Adjuster

You were in a car accident, you’ve given your statement and exchanged insurance information with the other vehicle involved. You may have been injured, or maybe the other vehicle’s driver was injured. Either way, you have probably been traumatized as to what happened and what will happen next. 64,597 car crashes occurred in Utah in […]

5 Tips to Getting a Better Insurance Settlement

Insurance companies employ a defense based strategy when responding to claims. The agencies delay, deny, and defend to avoid paying out money. Despite their commercials, you should not assume that insurance companies are going to be on your side. Below are some useful tips to help you avoid insurance denial and be awarded a fair […]

What Happens if you are Hit by Someone Without Insurance?

Utah law mandates that all drivers have automobile insurance. More specifically, Utah law requires that you carry a minimum of $25,000.00 bodily injury coverage per person, $65,000.00 minimum per accident, and $15,000 minimum for property damage. Failure to not have automobile insurance is a Class B Misdemeanor and comes with a fine of at least […]

Homeowner’s Policy Coverage and Non-Coverage

 As if 2020 hasn’t been trying enough for everyone – can you believe the weather we are experiencing? Earlier this year, it was an earthquake; fires have been problematic in many western states; hurricanes have been cruel to many states, and now there are high-velocity winds and a severe cold snap. The winds were so […]